Topic | Money Makeover | The Sydney Morning Herald

Money Makeover

Advertisement
How I made nearly $3000 this year by turning my clutter into cash
Opinion
Facebook

How I made nearly $3000 this year by turning my clutter into cash

Thanks to technology, there has never been a better time to turn your clutter into cash.

  • by Jessica Irvine

Latest

Do you have enough super? The answer might surprise you

Do you have enough super? The answer might surprise you

The fact that so many Australians die with significant unused assets suggests many are either scrimping too much or working too hard during their working lives.

  • by Jessica Irvine
Should your home loan interest rate have a '1' in front? Maybe …
Opinion
Opinion

Should your home loan interest rate have a '1' in front? Maybe …

If you have a mortgage that has a “3” in front you should take immediate action, even if it’s only to call your lender to ask for an interest-rate reduction.

  • by Jessica Irvine
5 things big energy retailers don't want you to know about your bills

5 things big energy retailers don't want you to know about your bills

If you haven’t changed energy retailers for a few years, you are sitting on their back books. That’s not a good thing.

  • by Jessica Irvine
How I got a 0.6 percentage point mortgage rate cut ... and you can too
Opinion
Opinion

How I got a 0.6 percentage point mortgage rate cut ... and you can too

Don’t believe the banks when they say they cannot cut variable interest rates for existing customers. They can but are just making a decision not to do so.

  • by Jessica Irvine
Income tax returns are due on Monday. Here are seven ways I minimise my tax
Opinion
Opinion

Income tax returns are due on Monday. Here are seven ways I minimise my tax

Tax deductibility reduces the cost of something by whatever marginal tax rate you would have otherwise paid on that money. You still incur a cost.

  • by Jessica Irvine
Advertisement
Five things I've learnt during my first year of home ownership
Opinion
Budgeting

Five things I've learnt during my first year of home ownership

It's a sad fact that Australians with wealthy parents can have an easier ride into homeownership. Accessing the "bank of mum and dad" can give you a leg-up on the property ladder.

  • by Jessica Irvine
It's not too late to save for a debt-free Christmas
Opinion
Opinion

It's not too late to save for a debt-free Christmas

There's no better feeling than paying for something with money you carefully set aside for a specific purpose.

  • by Jessica Irvine
Five essentials to know about your super and where to find them
Opinion
Opinion

Five essentials to know about your super and where to find them

Super funds have charged high fees for far too long because they know you are not watching. Don’t let them get away with it any longer.

  • by Jessica Irvine
Do you really need to use Premium 98 petrol? You be the judge
Opinion
Opinion

Do you really need to use Premium 98 petrol? You be the judge

Paying about 6 cents extra per litre for top-octane fuel may not be necessary and the savings quickly add up.

  • by Jessica Irvine
A simple trick to save on your health insurance... but act fast
Opinion
Opinion

A simple trick to save on your health insurance... but act fast

You can elect to prepay a year's worth of premiums in advance, at the old premium rate, to pocket significant savings.

  • by Jessica Irvine