Home loans
Opinion
First-home buyers
The two-step formula to finding your 'safe' borrowing limit
In these troubled economic times it is important to calculate a 'safe' borrowing limit when you purchase a new home.
- by Nicole Pedersen-McKinnon
Latest
Genworth Mortgage Insurance Australia
Genworth posts loss, scraps interim dividend
The ASX-listed mortgage insurer has axed its interim dividend after posting a $90 million loss for the first half.
- by Clancy Yeates
Banking
Home loan war heats up with rates under 2 per cent
The best home loan deals are targeted at new customers who have big deposits, such as those refinancing who have built equity in their properties.
- by John Collett
Opinion
Ask an expert
Find the best mortgage rate for you, whether an owner occupier or investor
Now is one of the rare times I would give the green light to fixed rates.
- by Nicole Pedersen-McKinnon
Coronavirus pandemic
Safe as houses no more as banks fear spike in bad loans
Senior bankers are facing the grim reality that some borrowers who deferred their loan repayments might not come out the other side.
- by Clancy Yeates
Opinion
Big four
The big four banks and mortgage repayment 'holiday' traps
You run the risk that any overpayments you have sitting in your mortgage could be subsumed into your loan balance.
- by Nicole Pedersen-McKinnon
Fintech
Neobank 86 400 to seek more capital for mortgage push
Neobank 86 400 is launching a new capital raising of more than $34 million aimed at funding its hopes of fast expansion in the critical mortgage market.
- by Clancy Yeates
Coronavirus pandemic
Extended repayment holiday points to a rocky recovery
The banking industry's move to give struggling borrowers more time to repay loans has underlined the risk of a rising tide of bad debts amid weaker economic conditions.
- by Clancy Yeates
Coronavirus pandemic
Banks throw lifeline to pandemic-hit borrowers to stop financial 'cliff'
Banks will allow people who paused their mortgage payments as an emergency measure to extend their loan deferral by up to four months if needed.
- by Clancy Yeates
Opinion
Interest rates
Interest rates on new loans drift lower amid wave of cheap money
Home loan customers are in the box seat to demand a better deal as a global fall in the cost of money prompts banks to cut the interest rates on new loans.
- by Clancy Yeates
Property prices
Mortgage 'interest rate war' heats up
Interest rates are falling, particularly for new mortgage customers with equity in their homes who are looking to refinance.
- by John Collett