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Big-four bank mortgage market share raided as refinancing booms

Big-four bank mortgage market share raided as refinancing booms

New PEXA data show the big-four banks are losing thousands more refinancing deals than they are winning each month.

  • by Clancy Yeates

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Essential workers’ home buyer scheme welcomed amid wider crisis

Essential workers’ home buyer scheme welcomed amid wider crisis

Experts have welcomed a NSW state government plan to help essential workers buy homes, but warn it won’t solve the housing affordability crisis and may push up prices.

  • by Sue Williams
‘Big blunt tax not fit for purpose’: time to bring stamp duty into the 21st century
Opinion
Stamp duty

‘Big blunt tax not fit for purpose’: time to bring stamp duty into the 21st century

Stamp duty distorts behaviour, locks people into inappropriate housing and dampens construction. We need a new modern system that reflects the world we live in now.

  • by Luke Achterstraat
Falling prices not enough to make housing more affordable: Moody’s

Falling prices not enough to make housing more affordable: Moody’s

Higher interest rates will make housing less affordable across Australia even as prices fall, leading ratings agency Moody’s has warned.

  • by Shane Wright
Will Victoria follow NSW’s lead and get rid of stamp duty?

Will Victoria follow NSW’s lead and get rid of stamp duty?

Victoria’s housing and building sector is backing a radical overhaul of the state’s property tax regime but Daniel Andrews is tight-lipped about whether he will follow NSW’s lead.

  • by Josh Gordon
Mortgage ‘cliff’ looming for home owners when fixed-rate loans end

Mortgage ‘cliff’ looming for home owners when fixed-rate loans end

Experts are warning borrowers who were able to lock in low, fixed mortgage rates early in the pandemic face a jump in repayments once their terms expire.

  • by Rachel Clun
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CBA tips 18% peak-to-trough fall in Sydney, Melbourne home prices

CBA tips 18% peak-to-trough fall in Sydney, Melbourne home prices

Commonwealth Bank economists expect larger falls in house prices on the back of this week’s interest rate rise.

  • by Clancy Yeates
RBA can’t be ‘held hostage’ by marginal borrowers: former governor

RBA can’t be ‘held hostage’ by marginal borrowers: former governor

Ian Macfarlane says recent mortgage borrowers at risk of being squeezed by higher interest rates should not prevent the central bank from raising rates to the level needed.

  • by Clancy Yeates
The housing game has changed – interest rate hikes hurt more than before

The housing game has changed – interest rate hikes hurt more than before

It’s a common barb that newer generations are struggling with home ownership and housing costs because of profligate spending, on smashed avos and the like. But what millennials are spending much more on is housing, simply because houses are so much more expensive.

  • by Joey Moloney and Brendan Coates
‘No frills’ home loans new bank battleground

‘No frills’ home loans new bank battleground

Banks are trying to lure new customers with mortgages that lack key features, but have lower interest rates. Are these products a good deal?

  • by Clancy Yeates
‘Money was never going to be free forever’: Borrowers can withstand higher rates, says Westpac

‘Money was never going to be free forever’: Borrowers can withstand higher rates, says Westpac

Westpac senior executive Chris de Bruin says the vast majority of mortgage customers can manage a series of interest rate rises, though the bank is watching closely for weaker discretionary spending.

  • by Clancy Yeates