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US-Australian tax law remains a complex web
Opinion
Opinion

US-Australian tax law remains a complex web

The two tax systems are simply not reconcilable. US tax law quite deliberately gives its offshore citizens a bad deal.

  • by George Cochrane

Latest

Cashing in super to buy property not the best idea
Opinion
CGT

Cashing in super to buy property not the best idea

Renting is likely to be the better option when seeking a holiday home than missing out on the income and growth of a substantial share portfolio.

  • by Noel Whittaker
Paying down mortgage a top priority when nearing retirement
Opinion
Opinion

Paying down mortgage a top priority when nearing retirement

If you are still paying a mortgage during your golden years it will likely take up a large slice of your retirement income.

  • by George Cochrane
Shares versus cash: term requirements matter more than interest rate
CGT

Shares versus cash: term requirements matter more than interest rate

When you are well into your retirement years, it's more important to sleep well at night with a cash hoard than to worry about risky investment returns.

  • by Noel Whittaker
Find the best mortgage rate for you, whether an owner occupier or investor
Opinion
Home loans

Find the best mortgage rate for you, whether an owner occupier or investor

Now is one of the rare times I would give the green light to fixed rates.

  • by Nicole Pedersen-McKinnon
Tax treatment of dividend reinvestment shares when you decide to sell
Opinion
Opinion

Tax treatment of dividend reinvestment shares when you decide to sell

Capital losses can be carried forward indefinitely, to be offset against future capital gains.

  • by George Cochrane
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Commonwealth Seniors Health Card a valuable commodity
Opinion
Opinion

Commonwealth Seniors Health Card a valuable commodity

Both a Low Income Health Care Card and Commonwealth Seniors Health Card are also used to provide cardholders with discounts on utilities, council rates and public transport.

  • by Noel Whittaker
Negotiating Capital Gains Tax on an inherited home
Opinion
CGT

Negotiating Capital Gains Tax on an inherited home

If a person dies while in residential care while within the six-year period of exemption, their beneficiaries have two years from the date of death to sell the property.

  • by George Cochrane
Replacing stamp duty with land tax may prove too costly
Opinion
CGT

Replacing stamp duty with land tax may prove too costly

If the laws were changed it would take state government years to make up the deficit in their receipts.

  • by Noel Whittaker
Not the best time to help a child with a property loan
Opinion
Investing

Not the best time to help a child with a property loan

It is becoming apparent that the economy will not snap back to pre-virus levels any time soon and low investment returns mean you may need all of your retirement savings.

  • by George Cochrane
What documents do you need to support a CSHC claim?
Opinion
Opinion

What documents do you need to support a CSHC claim?

The seniors card test considers the adjusted taxable income of a customer and partner, plus deemed income from any account-based income streams held.

  • by Noel Whittaker