Money
Borrowing
Tens of thousands of Aussies are refinancing each month. Should you?
Australian property owners have refinanced more than $53.7 billion worth of loans in the past six months as introductory interest rates tumble to less than 2 per cent.
- by Nicole Pedersen-McKinnon
Latest
Opinion
Credit cards
No-interest credits cards launched, but are they really cheaper?
How does the cost stack up with other credit cards – particularly low-rate cards? You be the judge.
- by Nicole Pedersen-McKinnon
Opinion
Interest rates
CBA charged prohibitive interest for years after loans discontinued
It seems fear of post-Hayne scrutiny may have prompted the bank to ease up on customers saddled with crippling repayments.
- by Nicole Pedersen-McKinnon
Opinion
Home loans
Best home loans for investors wanting to refinance
Since we entered a COVID-19 economy, the area in the market where interest-only investment loans are particularly sharp is fixed-interest loans.
- by Nicole Pedersen-McKinnon
Opinion
Consumer rights
Buy now, pay later: you say innovation, I say gateway to debt
FinTech is delivering new ways to get into debt.
- by Caitlin Fitzsimmons
Opinion
Home loans
Step-by-step guide to finding the best mortgage rate
A fall in the numbers of people buying homes – and borrowing – also has lenders aggressively vying to steal market share from rivals.
- by Nicole Pedersen-McKinnon
Opinion
Ask an expert
You can get a 'real' mortgage offset account cheaper than you think
Along with small banks, building societies and credit unions, loans from what are called mortgage managers can carry a 'real' offset deal.
- by Nicole Pedersen-McKinnon
Opinion
Home loans
The two-step formula to finding your 'safe' borrowing limit
In these troubled economic times it is important to calculate a 'safe' borrowing limit when you purchase a new home.
- by Nicole Pedersen-McKinnon