Money

Opinion

Superannuation

The tax trick everyone earning more than $45,000 needs to know

As the end of the financial year approaches, it’s time for everyone, particularly those earning more than $45,000 a year, to have a good look at the tax savings available on money funnelled into superannuation.

by Jessica Irvine

Lost super fund accounts could be costing you thousands of dollars.

Opinion

Superannuation

Super is sacred: 3 ways to rescue (not raid) it

by Nicole Pedersen-McKinnon

ATO has extensive powers to recover money it is owed

Analysis

ATO

Why your tax refund might be less than you think

by John Collett

Savvy super is your best chance of a happy retirement.

Rest Super

7 considerations for the last decade before retirement

by Simon Webster

The ATO has flagged the areas it will be targeting in this financial year’s tax returns.

Analysis

Tax time

Crypto, NFTs in crosshairs as ATO cracks down on digital economy

by John Collett

Ask an expert

Why rule from the grave? Let kids decide how to spend inheritance

If your kids are mature enough to manage their own finances, why bother to set up such things as testamentary trusts in your will?

George Cochrane

Gift or loan? The best way to help your children

If your superannuation fund is in pension mode, there would be no CGT on assets liquidated to help provide the money you wish to gift.

Noel Whittaker

Money columnist

Putting money into super is better than taking a punt on market prices

If you cash out of your super to buy silver and gold, you are simply taking a punt on the price of those commodities, whereas super funds spread their holdings across a broad range of investment assets.